Being A Responsible Consumer

Most people advocate the use of credit cards, they quote the benefits and convenience that they afford. There is another train of thought that some strongly disagree with credit card use. The reason cited is Excessive Credit Card Debt, which is a serious problem that many credit card holders find themselves in. You cannot blame the credit card industry for this problem, it is the result of overspending and being irresponsible. It is not a solution for beating the credit card crunch. But, you cannot pass up the benefits that are associated with some credit cards. . . . → Read More: Being A Responsible Consumer

Pansies Rate High Above All Others

Though chrysanthemums and dahlias are making a brave showing, this month is really the windup of the gardening year in the West. It is evident that summer’s wear and tear have taken their toll. . . . → Read More: Pansies Rate High Above All Others

Warning – Be Careful What You Spray For!

Some efficiency expert is always talking about “killing two birds with one stone.” I’d like to dispatch a couple of rabbits with one rock. Right now there is bountiful food for them everywhere, but they insist on nibbling at the geraniums. . . . → Read More: Warning – Be Careful What You Spray For!